Term with Living Benefits

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Our most popular and affordable option for individuals and families. InstaBrain Term provides both Terminal Illness and Chronic Illness Riders at NO ADDITIONAL COST! Here are some sobering facts: 70% of adults aged 65 years and older will require long-term care at some point. Someone turning age 65 today has almost a 70% chance of needing some type of long-term care services and support in their remaining years. How can you protect yourself against one of these potentially devastating hardships? Term life insurance with included terminal and chronic illness riders. Accelerate up to 90% of the face amount of your policy in the event of a terminal illness diagnosis with InstaBrain Term’s terminal illness rider. And the chronic illness rider allows you to accelerate up to 50% of the face amount in the event of a qualifying chronic illness diagnosis.

Real-time decision when application is submitted after completing the digital application
Includes Living Benefits at no additional cost
Provides Additional Riders most Instant Decision products don't offer(Child Rider / Accidental Death)
Applications can be completed in at little as 10 minutes
Pay by Credit Card or EFT

Term with Living Benefits

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